How to get Gold Loan from SBI Bank ?

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SBI Personal Gold Loan

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*- SBI Personal Gold Loan Features:- Maximum loan amount – Rs. 50.00 lakh Minimum loan amount – Rs. 20,000/-

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*-SBI Personal Gold Loan Processing Fee : 0.50% of the loan amount (minimum Rs.500) + applicable GST

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*-SBI Personal Gold Loan Interest Rate :- For any loan amount : MCLR - 0.30% above 1 year And the charge of gold appraiser will be borne by the applicant.

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SBI Personal Gold Loan Eligibility:- Age: 18 years and above Profession: Any person with a continuous source of income including bank employees, pensioners

*- SBI Personal Gold Loan Repayment Mode:- Gold Loan: Repayment of principal and interest will be started from the month following the month of disbursement.

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Liquid Gold Loan: Overdraft account with transaction facility and monthly interest to be repaid Bullet Repayment Gold Loan : On or before the end of loan tenure or at the time of account closure

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*- SBI Personal Gold Loan Repayment Tenure:- Maximum : Gold Loan : 36 Months Liquid Gold Loan : 36 Months Bullet Repayment Gold Loan : 12 Months

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*- Two photo identity proof and address proof while applying for SBI individual gold loan Witness letter in case of illiterate borrowers

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*- DP Note and DP Note Delivery Letter Gold Jewelery Delivery Letter at the time of SBI Personal Gold Loan disbursement. order letter

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*- Average interest rate of SBI Personal Gold Loan: 7.40% Above one year MCLR- 0.30%

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